Pledging lets your existing investments work harder for you — without selling a single share. Pledging on ArihantPlus is seamless, you can instant pledge benefit and  the rates are competitive. Here are the benefits on pledging on ArihantPlus: 

• More buying power, no extra cash needed. Use the value of your existing stocks or mutual funds as margin to trade in F&O (Futures & Options) or intraday without putting in fresh money.  
• Your investments stay intact. You don't need to sell your long-term holdings to free up funds. Pledge them, trade with the margin, and your portfolio keeps growing. 
• Quick, digital and seamless: You can pledge your holdings directly through the ArihantPlus app in just a few taps. No paperwork, no branch visits - just a simple OTP-based approval through CDSL. 
• Instant pledge benefit: You receive the pledge benefit within 15 minutes.  
• Cost-effective borrowing. The margin you receive against your pledged shares does come at an interest cost, but at a very competitive rate. Pledging is generally lower than other borrowing options, like personal loans. Think of it as a smarter, cheaper way to leverage what you already own. 
• Earn returns while you trade. Your pledged shares continue to earn dividends, benefits of corporate actions and profit from price appreciation, which means you're not giving anything up.  
• Interest applied on only what you use: You pay interest only on the funds you utilise, not the entire pledged amount.